What sets it apart
OwnScan: AI receipt extraction in under 5 seconds from photo, email, WhatsApp, or card feed
OwnCard issuance in 30 seconds plus bring-your-own Visa, Mastercard, or Amex
PolicyAgent auto-approves 60–80% of in-policy expenses — managers see only judgement calls
Multi-entity, multi-currency with per-entity payment rails and compliance rules
Key Capabilities
CFO Command Deck
Committed spend, policy compliance, approval SLAs, and budget burn across every entity in a single light-themed canvas.
OwnScan Capture
AI receipt extraction from photo, email, WhatsApp, Slack, or card feed — 180+ languages, multi-currency, itemised hotel folios.
PolicyAgent + Approvals
In-policy items auto-approved on submission. Soft flags and hard blocks route to managers with agent rationale attached.
OwnCard + BYOC
Issue virtual or physical OwnCards in 30 seconds, or ingest any Visa/Mastercard/Amex feed — same controls, same audit trail.
Travel & Per-Diem
Policy-aware booking, per-diem auto-settle, carbon footprint tracking, and multi-entity trip budgets in one view.
Reimbursements
Payroll-linked or same-day settlement via ACH, UPI, SEPA — pick the rail per entity, run the batch in one click.
Who it’s for
One dashboard for committed spend, policy compliance, approval queue health, and budget exposure across every entity.
Every expense carries its own audit trail — receipt, policy trace, approval timeline, and GL posting on one page.
Snap a photo, forward an email, or swipe a card — OwnScan codes the expense and PolicyAgent routes it. Sub-30-second submission.
Perpetual Licence
OwnExpense is available as a perpetual licence. You own the software forever. Deploy on your infrastructure. No annual renewals, no per-seat pricing, no vendor lock-in.